By using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and the Privacy Policy. This website is a solicitation for insurance.
Your use of this website constitutes your acceptance of these Terms and Conditions. We reserve the right to modify these Terms at any time without prior notice. Your continued use of the website following any changes constitutes your acceptance of the revised Terms.
The information on this website is provided for general informational and educational purposes only. It does not constitute personalized insurance, financial, legal, or tax advice. Your use of this website does not create a contract of insurance or an insurance policy.
Withbert W. Payne, CPA, is a licensed insurance professional in the State of California. License information is available upon request. This website constitutes a solicitation for insurance in the State of California.
All content on this website is the property of Insurance Review Services or its licensors and is protected by applicable copyright and intellectual property laws. Reproduction or redistribution without prior written authorization is expressly prohibited.
You agree not to use this website to: (a) solicit funds or advertise goods and services; (b) upload or transmit harmful code or viruses; (c) interfere with access to this website by others; (d) impersonate any person or entity; (e) distribute spam or unauthorized commercial materials; (f) conduct or facilitate any illegal activity; or (g) post unlawful, threatening, defamatory, or obscene material.
This website and its contents are provided “as is” without warranty of any kind. Insurance Review Services assumes no liability for errors or omissions. To the extent permitted by law, Insurance Review Services shall have no liability for any direct, indirect, incidental, punitive, or consequential damages arising from your use of this website. Carrier financial strength ratings are subject to change. Past results do not guarantee future outcomes.
This website may contain links to third-party websites. Insurance Review Services is not responsible for the content of any third-party website. Inclusion of a link does not imply endorsement.
These Terms shall be governed exclusively by the laws of the United States and the internal laws of the State of California. You consent to the exclusive jurisdiction and venue of the courts located in Contra Costa County, California.
Withbert W. Payne, CPA reserves the right to change, suspend, or discontinue this website at any time without notice.
Withbert W. Payne, CPA · Insurance Review Services · San Ramon, California
(925) 708-6501 · [email protected]
